Your home may be repossessed if you do not keep up repayments on your mortgage
Smart, straightforward Mortgage Advice
First Time Buyer
Buying your first home can seem both exciting and daunting.
Fundamental decisions need to be made and costs and criteria considered. We are with you every step of the way, understanding that as a First Time Buyer you may need to move through the process at your own pace with additional guidance. We dedicate extra time and care to make your journey more exciting and less daunting. As your first point of call, we will not only put you in the best position to proceed by arranging your mortgage, we will deal with the Estate Agents, Surveyors and Solicitors.
With expert advice, powerful sourcing systems and exclusive deals from Lenders, we can offer the best mortgage deals often with free valuations and cashback!
If
you dream of owning a new build home and need extra help, you may be eligible
for some Government schemes. Help to Buy – Wales have accredited Elan Mortgage
Solutions Advisers to guide you through the whole process.
For non new builds. Homebuy – Wales can support certain households, by providing an equity loan to assist purchasing an existing property.
Our care and support continues throughout the lifetime of your Mortgage. And it’s not just about helping you into your first home it’s about keeping you there. We can arrange protection products to suit all budgets. We can even arrange your Buildings and contents insurance
Homemover
Moving Home can seem both exciting and daunting.
As a homeowner, this maybe the first time you have considered moving or, you may have moved many times. Fundamental decisions need to be made, costs and criteria considered. We are with you every step of the way, understanding the additional pressures of selling and buying. We will clear up all those niggling concerns regarding the process and costs.
Not only for your existing and new mortgages but, for all the other moving related costs. Your current lender may not be the best fit for you this time round as, mortgage rates and criteria are constantly changing. With expert advice, powerful sourcing systems and exclusive deals from Lenders, we can offer the most suitable mortgage deals often with free valuations and cashback!
Our care and support continues throughout the lifetime of your Mortgage. And its not just about helping you into your new home, its about keeping you there. We can review and arrange protection products to suit all budgets. We can even arrange your Buildings and contents insurance.
Buy to Let
Simplicity and Speed
Buy to Let, Let to Buy, Limited Company Buy to Let, Remortgaging. We have exclusive access to mortgage products together, with expertise and powerful sourcing systems to manage or help you build your Property Investment Portfolio. We also deal directly with your Estate Agent, Letting Agent, Accountant, Surveyor and solicitor to save you time.
If you are considering your first property investment, we will put you in the best position to proceed with guidance on all the associated costs. Property Investment can be risky and complex without the right advice. Our care and support continues throughout the lifetime of your Mortgage.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
Remortgage
Are you sure you have a great deal?
Whether your looking to get a lower interest rate, looking to raise capital for home improvements, debt consolidation or, maybe for the deposit to purchase an additional property. We can compare your existing mortgage against 1000s of mortgage products often with Exclusive rates, free Valuations, free Legal fees and with cashback!
Remortgaging can save you thousands over the lifetime of your mortgage. The money you earn is better off in your pocket.
Our care and support continues throughout the lifetime of your Mortgage. We can also review and arrange protection products to suit all budgets. We can even review your Buildings and contents insurance.
Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator these services may be more suitable for you’.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.